Zelle® is a fast, safe and easy way to send and receive money directly between almost any U.S. bank accounts typically within minutes Footnote 1 1. With just an email address or U.S. mobile phone number,. Look for Zelle® in your banking app to get started.

To use Cash App, you must first download the application on your mobile phone. If you want to pay someone, you need their phone number, email or a QR code to make the payment. Sending and receiving money is completely free, and most payments are deposited directly into your bank account

Log in to your Chime mobile app.

Select the Pay Anyone tab.

Search for your friend's name or $ChimeSign, or enter the email or phone number of someone who isn't on Chime.

Enter the amount to send to the recipient and the reason that you're sending the money.